Car Bloggers

November 11, 2009

Car Letting For Low-cost And Affordable Charges

Filed under: Used Cars — Tags: , , , , — carguru @ 4:02 am

car rental is a trade that is rising at a very quick rate. If have proper knowledge, car hire big business can prove benefit for your revenue.

With the tourism and manufacturing sectors on the increase by leaps and limits, car leasing industry is opening opportunities for countless to enter the market and take home good cash.

Car letting is an area where prices move up and down arbitrarily with time. It’s the one vicinity of the travel business where you have not been able to get a break.If compared with a year ago, hire prices increased nearly 50 percent on daily rates for midsize cars booked a week in advance. Voyage Data Rate Directory, which tracks major car letting brands. The Abrams Index found an average daily rate of US$93.06 on the fourth Monday in October this year, compared to $64.56 on the same day a year earlier.

You may ask, why they charge so a large amount prices. The answer is easy – Since they are receiving their required rates for cheap car rental. Car leasing firms react in a different way to the weak financial system than hotels and airlines.

Car rental companies have cut the number of novel cars they buy for hire fleets 25 to 50 percent. You should look for the discounts while going for a car rental.

If you want to have a go car rentals for cheap rates, you must book in advance. You can book a car two months in advance, then call back every three or four weeks, provide your reservation figure, in addition to see if the price has gone down.You can frequently rebook at whatever the lowest price is. I would yet call the day before to see if there are any last-minute specials.”

You must for eternity go for cheaper car letting. There are firms that charge a lot for car rentals, on the other hand, a few car leasing companies charge smaller currency for simple car rentals. Choose the firm that has the optimum offer for you. Look at their plans. Have a glance at their terms and conditions and the charges that they apply for car leasing plans.

You must look for the paramount deal for car rentals. Some credit cards also give car hire insurance if you use the card to pay for the leasing. But call your credit card company to be clear in your mind, and ask about the terms. The credit card insurance may not wrap a period longer than a 30-day letting, for example.

More information about cheap and easy car rental can be found at www.brycecarrental.com

November 7, 2009

Learn More About The Truth Of Car Accidents

Filed under: Used Cars — Tags: , , , , — carguru @ 5:45 pm

Accidents, personal injuries and student auto insurance claims are here to stay. No matter how far into the 21st Century Americans? elect to drive (unless by the starting of the 22nd Century we?re all zipping around in our own personal space ship) motor vehicle accidents will continue to pile up; with no end in sight!

There are more than 200,000,000 licensed drivers in the United States. (As of 2003 we?re close to a yearly 7 million motor vehicle accidents, involving well over 3.5 million injuries).

Car accident crashes cost society an approximate of $4,900 per second. That?s about $25,000 in the time it took to read this fact.

Current records show that most American drivers will have a near motor vehicle accident 1 to 3 times per month and will be in a collision of some type on the average of every 5 to 8 years plus these records also indicate that licensed teenagers are 22 more times likely to get a speeding ticket than those who are 65 years of age or older.

In 1896 there were only four cars registered in all the United States. Two of them collided with each other in St. Louis which directly affects their average car insurance rates.
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By the year 2025, there will be 33 million people 70 years or older in America. This segment of the population will be growing 2.5 as fast as the total population. Slowly but surely Senior Citizens have causeed a higher accident ratio than teenagers. (This will, in time, seriously impact the typical Senior Citizen?s pocketbook). And also, by 2025, the total cost s for motor vehicle accidents of state auto insurance company in the United States will exceed 450 billion dollars.

The world?s most solitary tree is located at an oasis in the Tenere Desert in Central Africa. There?s not one other standing tree within 31 miles. In 1960, it was smashed into by a truck.

Up-to-date statistics clearly reflect that 1 out of every 5 Americans are involved in an alcohol-related car crash at some time in their lives and the day in which motor vehicle accident injuries occur most frequent is Saturday while Sunday is second.

The symptoms arising from an injury sustained in a motor vehicle accident do not necessarily present themselves immediately following an accident.

Medical research and clinical experience have accumulated enough information to demonstrate that the delay of an injury symptom is the norm.

Studies have showed that the delay of a symptom does not eliminate the possibility of severe injury.

It?s been proven that individuals can continue to be symptomatic for many months (even years!) after a motor vehicle accident. In addition approximately 75% of them remain symptomatic for a minimum of 6 months after the accident. (And current up-to-date statistics reveal that between the first and second year after an accident has occurred over 20% of those injured actually have their symptoms worsen).

Uninsured Drivers – Do You Belong To This Group Of People?

Filed under: Car Modifications — Tags: — carguru @ 4:02 pm

Americans must pay millions of dollars annually due to uninsured drivers. Driving without insurance is, unfortunately, a fairly common thing. The statistics show that in 2004, at least 14.3% of drivers did not have insurance. Barely five years after that, the ratio is up to 1 out of every 6. Are you one of them?

Driving without insurance is not safe, and buying auto insurance is not cheap. You must have insurance in 48 states. Driving uninsured is a bad choice, as anyone who has ever been involved in a traffic altercation understands. When you choose to be uninsured, you are taking a chance on not being able to replace your car if it is destroyed, not to mention having unpaid medical bills due to injuries obtained in an accident. The end result is that it could a financial nightmare. You are also risking the same for the person you hit. Are you one of the uninsured?

Liability insurance, which is the commonly the purchase choice for persons having financial difficulty, ensures that if you cause an accident, the other person’s medical and vehicle repair expenses will be paid for. This is the minimum allowed by law in most states. Levels of coverage vary, and some provide a replacement rental car. Today, many companies offer underinsured and uninsured protection to consumers as the number of uninsured drivers grows.

Many question the fairness of asking motorists responsible enough to buy auto insurance to take on the additional burden of uninsured insurance. However, with nearly seventeen percent of motorists uninsured nationally, and some states as high as twenty nine percent, fairness might not be as important as necessity. Nearly twenty five percent of all vehicle accidents involve uninsured drivers. The price tag skyrockets, and no one can pay for it.

Who are those driving without auto insurance? A great many of them are persons who cannot get insurance because of a suspended license due to DUI and other repeat infractions. A great many of them are folks who find themselves in financial difficulty and believe cutting insurance is a harmless way to save money. Still a great many others are people who just don’t have the money for insurance, and who don’t consider ?not driving’ to be an option.

Because if this growing epidemic many states are having police set up insurance checks, which are very much along the lines of sobriety checks. Drivers unable to produce proof of car insurance receive very substantial fines. This might be a deterrent for some, but if a driver has no money or has no social conscience, it is unlikely that a hefty fine will be paid either.

Driving without insurance carries a huge risk potential for the driver and for anyone else on the road. Are you the one in six? About 8 percent.Putting others in financial jeopardy is just one consequence that the 67% who choose to drive this way. Think of the consequences. Think about the other people involved who can ill afford to pay to fix the vehicle that you have totaled. Since the numbers rise annually so do the rates for insurance holders. Find an insurance plan that will work with your budget and lifestyle. Ask yourself, do you want to be one of them?

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Car Shopping Online

Filed under: New Cars — Tags: , , , , — carguru @ 3:33 pm

The new approach to online car shopping can help consumers find the car you really want to pay less for it, and more satisfied with the purchase overall.

The traditional car sales process focuses on the emotions of a person. A person walking on a golf car has already been targeted and linked by the seller. Seller of judging the type and style of the car must have a person on the basis of several factors: 1) What type of car, that person “rolled”,

2) What the person uses,

3) What this course as easy person,

4) or who believe they can talk to the person who buys a car that the seller pays the most commission.

Obviously, none of these things have nothing to do with the car, the person may be interested in purchasing. In general, this traditional system of selling is stressful and intimidating for car buyers. They often leave the lot happy, but the buyer’s remorse before the experiment. Because people have an idea of form and type of vehicle you want, and often spending limit, the tendency is to be sad that his own plan turned against him. There are feelings that the seller took advantage of them. Car Buying online eliminates this scenario. Consumers are placed both in the driver’s seat literally and figuratively.

“You too, son of Zion, and rejoice in the Lord your God, for He gave you the first moderate rain, and descend on you from the rain, rain and early first month.” (Joel 2:23) Although there are a number of sites that show real cars are available, there are sites that provide information only. Often dealers to create a website for car purchases online, which allows a person to seek and discover what is available.

When a person is willing to make a purchase, go to search sites can help make a conscious, thoughtful decisions instead of emotion. Previous research on the make, model and year begins, a financial assessment should be placed on how the car will be paid. Preparation is the key to a successful operation for consumers. Still, the actual sale, however. Normally, a person must fall within the concession. What makes the different process, in line with buying a car, is that all aspects of the sale may be made before a person who sets foot on the ground of representation.

When you shop online, there are a number of factors to consider. While the car will be available in May in Ontario, Calif., dealer in Ogden, Utah can not take it. Thus, the location is very important. Even if a car can be easily sent to a place, payment of necessary expenses. When you go online shopping car, there is a better choice of vehicles. In headquarters, the same car may be available, but the merchants who offer several different actions. There is a dark blue sedan in “A Place” (which is 100 miles away), three sedans Silver Blue “Location B” (which is 55 kilometers) and a cut royal blue (which is 1.5 miles away) .

Depending on what color is important, and if a person often uses the back seat, you can choose a car from one of these places. Often, dealers are not very talkative on the balance of your competitor, because money is the bottom line. If the dealer can convince a person that goes to another dealer is a waste of time, maybe you can get by selling themselves.

After an online car shopping experience and a person comes into the dealership with the check in hand, is generally a desired purchase. When a person has to go through the process of financing with the dealer, the process may not go so well. Dealers actually a sales technique that most people are not familiar. It’s called the 4-square. The technique is actually a distraction. The 4 square focuses the attention of the person and not pay the full cost of the vehicle.

A person is beaten with the question “How much would you pay? What the consumer wants to know is the total cost. What the seller is to give them is the monthly payment. Only with great persistence in the consumers can have a director and finally give the person the cost of the baseline. This process can be very frustrating. In the car comes to shopping online and now, the person arrives with the check in hand. No financial discussion with the dealer. The only person walking away with the car of your choice.

Say, for example, someone looking to buy a 2010 Ford Explorer. The person in the investigation of the first websites. Information about costs, details of colors and patterns and tests can be taken at leisure one person. After the individual is satisfied with all aspects of auto finance is the next step. Instead of taking the agreement that the dealer offers, the person may be approved, and sometimes the check before hand. Although there is a movement to purchase cars online, the seller is not extinct yet. Dealers are still required to accommodate vehicles. Furthermore, car salesmen still need to make money. The game has changed, however. What technology puts the consumer in an advantageous position. For purchase of vehicles, this option allows you to save money, anxiety and headaches.

Ford Wins Car Of The Year With A…

Filed under: New Cars — Tags: — carguru @ 1:30 am

While the now profitable Car Motor Company has been in the spotlight regarding the sale of the brands that the comprise Premiere Auto Group, its European division will have something new to show come this September at the Frankfurt Motor Show. Ford the only major mainstream manufacturer in Europe to not offer a compact sport utility vehicle (or a sport utility vehicle whatsoever) since it withdrew the Maverick (Escape) from the market during the early part of the decade. The car that will be shown at Frankfurt is a refined version of the iosis X concept that was displayed at last year?s Paris auto show, and should fill in this much-needed gap nicely.

Kuga (pronounced: koo-gah) sounds like a play on the Mercury two-door coupe (Cougar), but it?s got nothing in common with the big American cat (the final generation of which was also sold in Europe under the blue-oval badge). The edgy, ?Kinetic Design? styling of the Kuga blends many of the traits of new European-market Ford products, such as the curved and sporting roof line of the S-Max people carrier, the wheels of the high-performance Focus ST220, and the detailed headlamps and upturned grille of the freshly launched Mondeo midsized sedan, but sports bulging fenders and beefier lower cladding to give it a stronger, more durable look. Ford?s aim is to give the typical compact crossover a sportier look, something that only Mazda has successfully done with its CX-7.

Ford?s Designer for Exteriors, Stefan Lamm said, ?Kuga is adventurous and distinctive, and we wanted to highlight this in our first official image . . . We believe that there is a role for a more athletic and charismatic vehicle that marks a departure from the norm, in the same way that the award-winning Ford S-Max carved out new territory for an MPV.?

While the official details about its platform and powertrain have yet to be announced, the Kuga will ride on the compact C1 platform that is shared with the European Ford Focus, Mazda3, and Mazda compact range. While the production engines are expected to include a series of economical four-cylinder and diesel engines, the Kuga is actually rumoured to be the first product developed by Ford of Europe to feature a gasoline-electric hybrid system. Ford will build the Kuga at its Saarlouis plant in Germany, with production expected to begin next spring. That?s about the same time that Volkswagen?s compact ute, the Tiguan, will hit the assembly line a few thousand kilometres away in Portugal.

Like most of Ford of Europe?s products, it?s pretty much set in stone that we won?t be getting the Kuga, though it?s been rumoured that Ford?s CEO Alan Mulally and his product development boss, Derek Kuzak want it and the Ford C-Max concept crossover for our market. Wouldn?t it be great if this little soft roader / compact crossover ended up on our shores as the replacement to the Escape?

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November 5, 2009

Reduced Car Leasing For You

Filed under: Used Cars — Tags: — carguru @ 5:31 pm

If you are setting up a car rental then glance out for some conventional hints and instructions that lend a hand you to make the superlative of all the rental deals on the market.

You may find some deals looking value your cash. But whilst choosing the one glance at the features of the car and also its equipments. You be supposed to take some time to make sure all whether or not this is the great match what you were searching. It may not be so great but it be supposed to be first-class looking as per your preference.

Relieve and convenience are two key draws of renting your own car. If you need to travel then being king of the road is often preferable to travelling by train or bus as you can make a bring to a standstill where and whenever you want. Having your own music always makes a road journey additional fun and you never want to be concerned about baggage limitations or getting to the station on time!

Find the most cost-effective deal for yourself. There may be a lot of firms that may be ready to give you fine discount for a deal. You be supposed to search for firms with a wide range of vehicles to choose from.

You may also reserve your car online. There are many car rental firms online that may give you nice price cut and you can have a perfect deal with them. So, internet can also prove gainful in this context.

Before buying a car, you be supposed to make sure that everything is working fine from headlights to other accessories.

While travelling, music can prove amusing for your travellings. So, you must have a come across at sterio systems and other music accessories in the car.

You must have a come across on headlight, wipers, indecators, wheels conditions, backlight and other equipments.

You should have a look at tyres and make sure if they are not damaged from somewhere and are in first-class condition.

Before renting a car, you should have an eye on the terms and conditions of the corporation. You should handle the car with as much care as you can. Because if you did some damage to the car by chance, you may have to pay for that.

Also keep in mind all the traffic rules, so that you may not be suffered by any mishappenings. Follow all guidelines at the same time as driving car. Don’t use mobile phone at the same time as driving car.

You should take nice care of the car you lease. If you used it and it has become dirty, you be obliged to wash it before returning it to the firm.

More information about cheap car rentals system can be found at www.brycecarrental.com

Hope you enjoyed reading the content as its fully proficient and should be taken in deliberation whilst renting car for your requirements.

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October 31, 2009

It?s Going More Expensive When You Are Getting Older For Auto Insurance

Filed under: New Cars — Tags: , , , , — carguru @ 12:15 pm

There were 550 serious accidents last year where the driver was over aged 70 and where driver was either killed or badly hurt, reports the Institute of Advanced Motoring . That statistic represents 8% of the national total of 7,035 similar accidents. That means that the over 70’s’s have more, very serious accidents per mile than any other sector of the population. This view is supported by the Association of British Insurers whose research shows that drivers aged over 70 are 13% more likely claim on their student auto insurance than the drivers aged between 40 and 50.

As the number of elderly drivers will double during the next ten years, this represents a problem for elderly drivers and their families – not to mention the insurance industry, police and indeed all of the emergency services!

You can probably predict the response from the insurance industry. Many state auto insurance company already reckon that drivers over 80 are as high a risk as the under 25’s – and charge premiums to match! Some are even progressively loading premiums once the driver reaches 60. Then at 70, you’ll discover that many insurance simply refuse to offer cover. Norwich Union and Esure won’t quote after 70 and by the time the driver reaches 80, the field narrows to specialized insurers who insure elderly drivers. Help the Aged and Age Concern both market policies that have no upper maximum age. Cornhill only accepts new policyholders up to 84 but if you’ve been insured by them for a few years, there’s no upper age limit. RIAS and Saga are also pleased to consider older drivers.

As the price of average car insurance rates is based on historical claims experience, a 75 year old male driver can expect to clear at least 33% more than if he were aged 50. By the time the driver reaches 80 the premiums hit boy racer levels! So if you’re in your early 50’s keep smiling at the lowest premiums you’ll ever experience they won’t last forever!

And the fairer sex fare even worse. Whilst younger women are renowned for their safe driving, they become more accident-prone as they get older. Whereas male drivers improve with age. (Where have we heard that before!) As a result, elderly women drivers pay the highest rates for car insurance.
It’s a biological fact that eyesight and reaction times worsen as age creeps on. And with traffic becoming heavier and road networks ever more complex, elderly drivers can more easily become disorientated and confused. Even a fraction of a second’s delay can manufacture the difference between an accident and a near miss. Insurers are reacting by insisting that more elderly drivers take a medical before agreeing to provide insurance. The best advice is to build up a no claims record and as soon as possible and buy No Claims Protection. This protection amount a bit more but it’s well worth the money. Then make sure you clear for any small bumps yourself.

But there are some simple steps that older drivers, and indeed all drivers, can take to reduce the likelihood of them having an accident and thereby making themselves more insurable. It’s frequent more about those little things and being alert to likely problems. For example, car parks are a breeding ground for tiny accidents.

Before you get back into your car, walk round it to see how much room you’ve got. Then edge out carefully making sure that other drivers in the car park aren’t driving into the area you’re moving into. Then, if advancing years has stiffened you neck and all-round visibility is a bit more difficult, take special care at junctions and when reversing. Remember to move you head and swivel your shoulders – that way you’ll increase your sweep of vision.

Many of the policies for older motorists contain special provisions designed to assist them. On Saga’s policy for example, ex company car drivers can use any no claims record they’d built up and if a couple are insured and the main driver decides to quit driving, then the spouse can take over the no claims record. Other policies also provide full insurance cover for anyone who takes over driving in an emergency. Cornhill will even settle out if the DVLA stops you from driving for health issues associated with age.

In moves to diminish the numbers of accidents involving the elderly, the UK Government is investigating the issue of deteriorating health amongst elderly drivers. It seems to be considering the idea of obligatory health checks for elderly motorists. At the same time some local councils are introducing initiatives of their own. Torbay council has launched a scheme to encourage families and GP’s to take more responsibility for encouraging elderly drivers who are not truely fit drive, to give up. A road safety spokesperson for Torbay council said, ?he problem is that the elderly can’t always see themselves when it’s truely time to give up driving so those closest to them must take responsibility for that.?

In the meantime, a survey carried out by the Institute of Advanced Motorists confirms that older motorists are aware that they represent an increase accident risk. Seven out of ten older drivers surveyed said they would like to take a refresher course for motorway driving skills and six out of ten wanted to improve their performance at junctions and on unlit roads. In response to these issues, the Institute has extended its advanced tests to older non-members to encourage them to improve and build up confidence. The tests also help spot any serious problems that should encourage the driver pack up driving.

October 30, 2009

Brake Repair Beavercreek Oh

Filed under: Car Modifications — Tags: — carguru @ 11:31 pm

Murphy’s Autocare Brakes & Suspension
Keeping your car in good running condition is more important today than it ever was. Choosing an auto repair facility is also important. Your choice of an auto care facility can affect your wallet, your safety, and the environment. There are many things to consider when making this choice. Let’s look at a few.

Finding a good auto repair shop has always been of great concern for most people. Not only do you want to receive great service, and get you money?s worth, you also want a place where you feel comfortable and at ease. Everyone has been in the situation where they go to an auto shop, and the mechanic quickly rushes you through, and you leave feeling like you?ve been taken advantage of. Fortunately, today there are numerous repair shops to choose from, so that no one has to be stuck with bad service. There are, however, a few things to consider when looking for a good auto shop.

One of the most important and easiest things to perceive when you enter an auto shop is the level of professionalism. When you enter a good auto repair shop, there should be someone greeting you and alerting you about wait the time. This not only shows that they are organized, but are considerate of you as well. Another sign of a good professional establishment are National Institute for Automotive Service Excellence (ASE) certifications. This organization provides ongoing testing and certifications for mechanics, and is an excellent way for consumers to verify if a mechanic is truly competent to do their job.

Another thing to look for, are mechanics that build good rapport with you. This means having a mechanic who will look you in the eye, listen to all of your concerns, and thoroughly explains how they can help you. This is a sign that they are trustworthy and concerned about your issues.

Another important characteristic of a good repair shop are clearly stated policies. These include estimates and guarantees on the work performed. These policies should be in writing and carefully explained to you by the auto shop.

An additional thing to remember when looking for a good auto shop is to always shop around. Visit different shops, get a feel of the employees, owners, managers, and ask friends and neighbors for recommendations. As an alternative, when you visit a new repair shop ask other people in the waiting area if they have used the shop before and how they liked it. Having repeat customers is good sign that you are in reputable establishment.

Lastly, when looking for a good auto shop, remember to do some research. There are many places to take your business to, so invest time in looking for the right place. A great reputable auto shop is family owned Murphy?s Autocare. Murphy?s Autocare has been delivering great service for years. Their employees are ASE certified and will make you feel like family. No matter where you choose to go, keep in mind all the tips mentioned above and you’ll be sure to find a good place to go for all you automotive needs.

Please visit their website for more information. http://www.murphysautocare.com/

Saving Energy ? How You Can Go Green And Assist To Save The Environment

Filed under: Uncategorized — Tags: , , , , — carguru @ 2:45 pm

From the operators of www.iBuyLessGas.com–dedicated to improving MPG with Ecomates Ethos FR+ Gas Saver.

As the expense of living continues to increase, energy news and broadcasts are packed with energy saving tips and suggestions. Some energy saving tips involve initial investments, some just solicit a change of lifestyle. The best energy saving tips are those that require almost nothing but changing a practice. This one is about the wise energy saving choices.

1.Limit, as much as possible, the use of water. Of course water is not that pricey (at least for now); but saving water saves energy. When cleaning the driveway, the deck or patio, using the broom instead of the hose would save several hundreds of gallons of water a year.

2.A push lawn mower is a good idea for mowing a small lawn. Aside from not using electricity or fuel to ride the mowing machine, it is also good exercise.

3.Rakes are good leaf movers. Like the push mower, you do not need energy to fuel up a machine to get the job done. There is also a sense of nostalgia in using this traditional tool.

4.Use compact fluorescent light bulbs to illuminate your driveway or as a security light. CFLs are one of the most handy and energy efficient products that you can have. If you are nervous about bugs sticking to the light, there are yellow CFLs that are available.

5.When shopping, keep away from going for the throwaway items. Disposable products need more landfills and landfills emit dangerous gasses. Go instead for items that could be used several times over. Again when shopping, go for products that are made of better quality. They might be a little more expensive but generally, quality products last longer.

6.Bring your own bags when shopping. Paper bags are made from trees; the environment can use more of them. Plastic bags on the contrary are oil based and are not biodegradable. If you bring your bag with you, you do not only aid in saving energy, you could also get a discount from your store.

7.Batteries have toxic materials. They produce heavy metal like zinc, zinc, arsenic, cadmium, mercury etc. Thus, disposal needs proper care. Once the heavy metal in batteries seeped into the ground it has a good chance of contaminating the ground. When buying products that would need batteries, pick those that are rechargeable. That way battery disposal is limited and you save on the cost of buying new batteries.

8.Good thing that SUV sales everywhere are going down (well, at least for the environment and not for car manufacturers). SUVs use much more energy than compact automobiles for the same distance. While using SUV’s could be fun, there is also that tinge of apathy to the current energy issues and environmental problems we are facing. Reducing the use of SUVs on the street may not mean much in terms greenhouse gas emissions but is a signal to manufacturers to build more energy efficient vehicles.

9.The use of solar power is an excellent idea if you want to tackle the issues of energy conservation and environment protection. If there is one thing that the world needs most at this time, it is the widespread use of solar power.

10.Energy saving devices may cost a little extra but the pays offs are much more than the extra cost in terms longer life spans and energy saved.

When Is The Best Time To Buy A New Car?

Filed under: New Cars — Tags: , , , , — carguru @ 10:03 am

When is it time to buy a new vehicle? Is it when you need to start making repairs? Is it when you can afford a new automobile? This is a dilemma currently facing me. Is it worth keeping your old automobiles knowing you will have problems with them but the chance of having a problem out ways the new monthly payment you will have to take on.

I have two cars a Dodge Durango and Chrysler Concorde both about ten years old. Both of my cars have over 140,000 miles on them and have needed to be fixed over the last three years. Is it time for me to bite the bullet and trade at least one in or should I hold off. If I had to trade one in it would be the Concorde it has about 20,000 less miles on it and already has major repairs done to it. A couple of years ago it needed a new engine, then more recently a new timing chain both pretty expensive repairs. The engine cost well over $2000 and the timing chain around $1200 but the car has been paid off for 5 years. How I see it I made out, $3300 over 5 years breaks down to $660 per year or $55 per month. It?s a lot better than a $350 per month payment.

Our Durango is also paid off but has more miles on it The only real problems it has had has been around the air condition unit and a mishap by my children. My kids jammed change into the CD player causing the radio to be fried. The total to repair both was $1300. Our reason to keep the Durango is because it is more useful to us.

So my dilemma again is, is it a good time to consider purchasing a new vehicle? My wife and I have been considering it for a while now. I have a few reservations about getting a new vehicle. The first of course is taking on a new large payment. We would want another SUV if we purchase. We do a lot of outdoor activities, snowboarding, canoeing, camping ect., so we need something to lug our gear, kids and clothes. With our Durango also older we know over the next few years we will also need to replace that vehicle. So to us it just makes sense to get the SUV first as a more reliable vehicle we can feel safe in on longer trips.

Reliability is our 2nd reason we are considering a new car. Since both of our vehicles are older there is a reliability fear that looms over us on longer trips. This would be solved with a new automobile.

Another issue to look at would be our insurance rates. They would go up by at least $100 per month with a new automobile with full coverage. Even if I applied all the discount auto insurance techniques I know.

It may not be time to buy right now with the holidays coming up and our finances kind of low but this is something we will need to address within the next year. The reliability and safety factors out way the new cost we will have to endure. After the holidays we will be on a vehicle hunt. Should we buy brand new or something with low miles a couple of years old. Hmme, This sounds like something to write about next.

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